Anyone know any good way to get a decent debt consolidation loan?
I want to get a debt consolidation loan, WITHOUT using my home equity, but they are telling me my credit score is great, but by ratio is too high. Well, I want to consolidate all the CC debt I have, but it's running me in circles. What's the point of trying to get a consolidation loan if they will not lend it to you because you have too much debt? Does anyone know of ANY bank or anywhere I can turn to that understands and can try and help me? Thank you for your help!- Use unsecured loans: If the equity in your home is not adequate or you do not own a home, go for an unsecured personal loan. These loans are more difficult to get, but once you are approved, you will benefit from the lower rate of interest with this type of consolidation loan. With the new bankruptcy law, breaking free from debt has become more difficult. Hence avoid getting caught in the debt. If due to any reason, you are in debt, remedy the situation immediately. Though debt consolidation loans charge lower rates of interest than most other types of loans, there is a big difference in rates charged by various lenders. Hence research the lenders thoroughly before applying. debt - trap.com / category / Debt - Consolidation - Basics.html
- Try using: DebtAnswersNow.com I used their service a couple months back and they consolidated all my debt and lowered my total debt about 25%
- Brad; You say that you do not want to use your home equity as collateral for a loan so I am going to ume that you own a home and have equity in it. If this is the case then perhaps you should consider a home equity loan in order to consolidate your CC debts at a lower interest rate. You will likely be able to further reduce your monthly debt payments by stretching out the term of the loan. In addition, if you live in the U. S. the interest that you pay on that home equity loan might be tax deductible. Find more information on this here. debt - elimination - guide.com / debt - consolidation - home - loan.html If you do not have any home equity then your options become limited. Your best bet may be to contact your credit card company s and ask for a reduction in the amount of interest you are paying as well as a reduction in the amount that you are paying each month. Most CC companies will work with you on this and you can sometimes achieve results similar to what you were hoping to achieve with a new loan. The credit card companies would rather have less interest and a slower payback period than a total loan write - off. There are also companies that can help you with this if you do not feel comfortable doing it yourself. In fact, some will give you a free debt ysis before you commit to anything. There are some other options available as well, but it doesn't sound like they would be suitable for you at this time. If you would like a recommendation on a few good companies and information on other options you can find that here. debt - elimination - guide.com / debt - elimination - options.html Regards Bruce
Knowledge Base
Give the benefits of debt consolidation loan?
i am planning for a debt consolidation loan. i want to know the benefits of the debt consolidation loan. google: debt consolidation complaints, scam, rip - off. please do this for me - do your research. there is nothing these companies can do for you that you can not do (bad credit debt consolidation)
Where do I look to find a debt consolidation loan?
where do i look on the internet to find the best debt consolidation loans? what are the best sites to look?. the fact that your question attracted not one, but four, spammers should give you a hint. asking for a debt consolidation loan is like dangling your arm into shark (debt consolidation loan)
Is Debt Consolidation a good thing for my credit score or will it damage it ?
being a recent grad and not in my prefered area of employment is rough, as it is for many recent grads. my dilemma is my finances. my poor financial decisions i. e. credit card debt in college has caught up with me and it is racking my brain. i have (bad debt consolidation)
Knowledge Base: Debt Consolidation
Give the benefits of debt consolidation loan?
i am planning for a debt consolidation loan. i want to know the benefits of the debt consolidation loan. google: debt consolidation complaints, scam, rip - off. please do this for me - do your research. there is nothing these companies can do for you that you can not do (debt consolidation)
Which is secured debt consolidation loan?
i am planning to take debt consolidation loan but want to know some information. how can i find the secured debt consolidation loan?. practically any type of loan can be wrapped into the debt consolidation process. common types include finance charges, late fees and overdraft charges, credit cards, personal loans, (free debt consolidation)
Is there any really "FREE" help services for debt consolidation? I need help but short on cash!?
i am afraid most of the ads i have seen charge a big fee for these services. has anyone tried any that were free and if so please give me website or names. consumer credit counseling charges a nominal fee if you can afford it. they are run by the (free debt consolidation)
Where do I look to find a debt consolidation loan?
where do i look on the internet to find the best debt consolidation loans? what are the best sites to look?. the fact that your question attracted not one, but four, spammers should give you a hint. asking for a debt consolidation loan is like dangling your arm into shark (bad credit debt consolidation)
Does getting a debt consolidation loan help my chances?
my fiance and i are trying to buy a house. but no where will give us a loan because he has such horrible credit. will getting a debt consolidation loan help his credit enough to be able to get a home loan? also the things that are bad on his (credit debt consolidation)
Knowledge Base: Debt Consolidation Loan
Does getting a debt consolidation loan help my chances?
my fiance and i are trying to buy a house. but no where will give us a loan because he has such horrible credit. will getting a debt consolidation loan help his credit enough to be able to get a home loan? also the things that are bad on his (debt consolidation loan)
I need help with debt, who will approve a Debt Consolidation Loan?
i am am not very far in debt but need help getting back on my feet. everytime i apply for a debt consolidation loan i am denied. who would approve me? does anyone know. practically any type of loan can be wrapped into the debt consolidation process. common types include (debt consolidation loan)
Anyone know any good way to get a decent debt consolidation loan?
i want to get a debt consolidation loan, without using my home equity, but they are telling me my credit score is great, but by ratio is too high. well, i want to consolidate all the cc debt i have, but it's running me in circles. what's the point of (debt consolidation loan)
Give the benefits of debt consolidation loan?
i am planning for a debt consolidation loan. i want to know the benefits of the debt consolidation loan. google: debt consolidation complaints, scam, rip - off. please do this for me - do your research. there is nothing these companies can do for you that you can not do (debt consolidation loan)
How can I get a debt consolidation loan? Everybody's turning my husband and I down for too much credit!?
my husband and i are trying to straighten out our finances because we have a lot of debt credit cards mostly and we want to buy a house. everyone tells us that getting a a debt consolidation loan will help because we can combine all of our debts into one (debt consolidation loan)
